• Y’mani gives you tools to inspect your financial health.
  • We introduce you to your financial self.
  • Help you have a sound appreciation of your personal circumstances.
  • Know how to articulate your personal circumstances.
  • Appreciate that financial solutions involving financial products must suit your circumstances.
  • We teach you how and when to make adjustments.
  • Help you take charge and reduce the risk of contracting for financial products that are not suitable with your circumstances.
  • Help you make responsible financial decisions and learn to become financially free.
  • We teach you how to fearlessly face and deal with debt and many more topics.


  • Employed persons (a member of the employer’s retirement fund): Learn how you can make the pension or provident fund work for you. Protect it so that it works for you and your dependents.
  • Self-employed persons: You may have acquired credit to expand your business and may have committed yourself to other unnecessary and expensive underlying transactions.
  • Dreaming of purchasing a new car: Is it in your interest to have both the manufacturer’s warranty and the additional warranty running parallel?
  • Young graduates: As a young graduate who has just completed a tertiary qualification, in your first job, there will be financial decisions to make every step of the way.
  • At middle age: You may have already started making some financial arrangements or may be thinking about it. You need Y’mani.
  • Facing retirement: You may be a few years from retirement and looking at beginning your life as a third ager. Gone are the days where employers could make decisions for their employees in terms of which pension to purchase. You need to make informed choices.
  • First time home buyers: There are fundamental decisions to make about securing your life, your home. You need Y’mani.