Y’mani will be in Mthata from 05 to 10 July 2018

Y’mani understands that financial products are intangible and as such cannot be tried or test driven. Due to this intangible nature of these products, we have no way of knowing what we have contracted for is what will suit our personal circumstances. We may discover years later, by which time, it may be too late to undo the damage. We show you how to consider and articulate your personal circumstances, to minimize the risk of contracting for a product that is incompatible with your financial circumstances.

"...financial products do not distinguish between a professor and janitor. Both can be vulnerable when confronted by powerful financial institutions". Sachs J's dissenting judgment: Barend Petrus Barkhuizen v Ronald Stuart Napier, CCT 72/05

Y'mani does not sell financial products.

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